Fact Sheet #30: The Federal Wage Garnishment Law, Consumer Credit

Fact Sheet #30: The Federal Wage Garnishment Law, Consumer Credit

4 Pages · 2009 · 129 KB · English

U.S. Department of Labor . Wage and Hour Division (Revised July 2009) Fact Sheet #30: The Federal Wage Garnishment Law, Consumer Credit Protection Act's Title 3 (CCPA)

Fact Sheet #30: The Federal Wage Garnishment Law, Consumer Credit free download

1 U.S. Department of Labor Employment Standards Administration Wage and Hour Division (Revised Nov. 2016) Fact Sheet #30: The Fed eral Wage Garnishment Law, Consumer Credit Protection Act's Title III (CCPA) This fact sheet provides general information concerning the limits on the amount that may be withheld from a person's earnings under the CCPA and the CCPA's protection from term ination because of garnishment for any single debt. Wage G arnishment s A wage gar nishment is any legal or equitable procedure through which some portion of a person's earnings is required to be withheld for the payment of a debt. Most garnishments are made by court order . Other types of legal or equitable procedures for garnishment include IRS or state tax collection agency levies for unpaid taxes and federal agency administrative garnishments for non- tax debts owed the federal government. Wage garnishmen ts do not include voluntary wage assignments—that is, situations in which employees

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