American Workers on an Uphill Road with Consumer-Driven Health Care

American Workers on an Uphill Road with Consumer-Driven Health Care

3 Pages · 2013 · 228 KB · English

Columbus, GA – April 24, 2013 – American workers are facing a sea of change when it comes to health Also, in 2013, FORTUNE magazine included Aflac on its list

American Workers on an Uphill Road with Consumer-Driven Health Care free download

American Workers on an Uphill Road with Consumer Driven Health Care New Aflac survey reveals employees are not prepared for increased costs, may not want control and lack education Columbus, GA – April 24 , 2013 – American workers are facing a sea of change when it comes to health care options With rising health care costs and reform legislation, the traditional method of simply picking a comprehensive insurance plan from among a few options offered by an employer will soon be a thing of the past But will consumers be prepared to take greater control, handle rising costs and make sound decisions? Not according to the 2013 Aflac WorkForces Report (AWR) which found that:  Nearly three quarters (72 percent) of the workforce have not heard of the phrase “consumer driven health care;”  More than half (54 percent) of workers would prefer not to have greater control over their insurance options because they do n’t have the time or knowledge to effectively manage it;  62 percent of workers believe the medical costs they will be responsible for will increase, while only 23 percent are savin g money for potential increases;  75 percent of workers said they think thei r employer would educate them about changes to their health care coverage as a result of reform, but only 13 percent of employers said educating employees about health care reform was important to their organization These findings are from the third annu al Aflac WorkForces Report, a national study released today that analyzes the trends, attitudes, and use of employee benefits The 2013 AWR results are from an online survey of nearly 1,900 benefits decision makers and more than 5,200 US workers, conduct ed in January 2013 by Research Now and released by Aflac, the No 1 provider of supplemental and guaranteed renewable insurance in the United States “It may be referred to as ‘consumer driven health care,’ but in actuality, consumers aren’t the ones driving these changes, so it’s no surprise that many feel unprepared,” said Audrey Boone Tillman, executive vice president of Corporate Services at Aflac “The bottom line is if consumers aren’t educated about the full scope of their options, they risk making costly mistakes without a financial back up plan” New Decisions Daunting As consumers are confronted with more health care decisions, the 2013 Aflac report found that many workers already find health insurance decisions daunting and have reservations about taking greater control Five out of 10 (53 percent) fear that they may not adequately manage their coverage, leaving their families less protected than they are now Not only have they been historically complacent, with 89 percent admitting they choose the same benefits year over year, but many don’t understand the options provided to them The 2013 Aflac WorkForces Report found that among consumers:  32 percent are not very/not at all knowledgeable about health savings accounts (HSA)  Th ree out of four (76 percent) are not very/not at all knowledgeable about federal and stat e health care e xchanges  Almost half (49 percent) are not very/not at all knowledgeable about health reimbursement accounts  25 percent are not very/not at all knowledgeable about flex spending accounts (FSA) — more — Even though educating employees is a l ow priority, helping workers learn how to effectively manage their health care choices presents an opportunity for employers to demonstrate they care about their employees, and to curb potential absenteeism, low morale and low productivity Cost Shifting: Facing the Facts To control their health care expenses, businesses are choosing new

------------- Read More -------------

Download american-workers-on-an-uphill-road-with-consumer-driven-health-care.pdf

American Workers on an Uphill Road with Consumer-Driven Health Care related documents

Study Committee on Public Infrastructure Programs and Funding

28 Pages · 2008 · 103 KB · English

Basic Infrastructure Community Development Economic Development 1. If CERB is expanded, provide adequate funding for diligent review of applications

'Out of the Quarrel with Others': the Conflict between Self and Community in Modern Irish Writing

342 Pages · 2016 · 2.01 MB · English

the surface of his poetry in the Dublin lockout of 1913 when, observing his society from a distance, he can sense only the greed, philistinism and gombeen was witchery in some of Mangan's poetry, it wasn't normal verse. Mangan's poem as read by that girl awoke in me for the first time those feelin

GFG Resources Announces Agreements to Consolidate Significant Timmins Land Package with ...

7 Pages · 2012 · 82 KB · English

Leading management and board of directors: Highly experienced leadership team with a proven track record and focused on aggressively advancing projects;. Near term catalysts: GFG will plan to aggressively drill both Rattlesnake Hills and the Timmins portfolio in. 2018. A maiden resource is expected

Mr. Dowling’s Study Sheet on Ancient Egypt

3 Pages · 2010 · 121 KB · English

torrent of water that overflows the banks of the Nile. The river picks up bits of soil and plant they could decipher the code. A French scholar named Jean

An Operating System for the Home - Microsoft Research - Turning

16 Pages · 2012 · 1.48 MB · English

An Operating System for the Home Colin Dixon (IBM Research) Ratul Mahajan Sharad Agarwal A.J. Brush Bongshin Lee Stefan Saroiu Paramvir Bahl Microsoft Research

Heath care groups assign ratings to doctors The Milwaukee Journal

4 Pages · 2008 · 17 KB · English

Heath care groups assign ratings to doctors The Milwaukee Journal Sentinel 31 August 2008 GUY BOULTON Have you ever treated yourself to a four-star restaurant?

Impairment Rating Trends in the Texas Workers’ Compensation System

35 Pages · 2003 · 251 KB · English

is significant variation when the number of impairment ratings and doctor type are considered. Suggestions for Improvement


42 Pages · 2003 · 379 KB · English

To date, TWCC has not engaged in impairment rating quality reviews of doctors on the Approved Doctor List; however, TWCC staff indicate that a process to monitor the

WestSearch - Westlaw Sign-On

4 Pages · 2010 · 586 KB · English

WestlawNext simplifies legal research. WestSearch, the WestlawNext search engine, enables you to search broadly, yet still retrieve the documents and answers you want

Integrity Standards – Addendum - Colorado Hospitals & Health

1 Pages · 2008 · 95 KB · English

protect and/or restore rights to anyone who raised a genuine concern. Our Commitment. Our associates work hard to ensure that every claim for payment for the care we